PayPal Credit Explained

What is PayPal Credit ?

PayPal Credit is a regulated credit product. It is like a credit card and gives you a credit limit which can be used for promotional offers. During the 4 months’ offer period you must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99 will be charged interest at your standard variable rate.

Our 0% interest offer is better than just an introductory offer. Simply spend £99 or more and automatically get 0% interest for 4 months on that purchase – and every purchase £99+. PayPal Credit is the perfect way to manage the cost of those bigger buys.

  • Get the flexibility of managing your PayPal Credit account any time, anywhere.
  • Use PayPal Credit almost anywhere PayPal is accepted.
  • 0% interest for 4 months every single time you spend £99 or more in one go.
  • If approved, you can start shopping straightaway with PayPal Credit.

How Do I Apply ?

Applying for PayPal Credit is easy. Simply complete our short application form here and if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.

How long does it take to apply for or receive PayPal Credit ?

The application form takes only minutes to complete. We will then run a credit check and if approved, you will have a credit limit linked to your PayPal account as soon as you accept your credit agreement.