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PayPal Credit Explained
What is PayPal Credit ?
PayPal Credit is a regulated credit product. It is like a credit card and gives you a credit limit which can be used for promotional offers. During the 4 months’ offer period you must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99 will be charged interest at your standard variable rate.
Our 0% interest offer is better than just an introductory offer. Simply spend £99 or more and automatically get 0% interest for 4 months on that purchase – and every purchase £99+. PayPal Credit is the perfect way to manage the cost of those bigger buys.
Get the flexibility of managing your PayPal Credit account any time, anywhere.
Use PayPal Credit almost anywhere PayPal is accepted.
0% interest for 4 months every single time you spend £99 or more in one go.
If approved, you can start shopping straightaway with PayPal Credit.
How Do I Apply ?
Applying for PayPal Credit is easy. Simply complete our short application form here and if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.
How long does it take to apply for or receive PayPal Credit ?
The application form takes only minutes to complete. We will then run a credit check and if approved, you will have a credit limit linked to your PayPal account as soon as you accept your credit agreement.